Compliance at the
core of everything
Trust is earned through transparency, rigorous standards, and unwavering commitment to regulatory excellence.
Compliance at the
FINTRAC MSB
Registered Money Services Business
Smart Contracts
Active
Welcome back
Alice
Pro Plan
Portfolio
$1.2m
+12.5%
Revenue
$28k
+8.2%
Transactions
$8,156
+34%
Monthly Overview
Income
Expense
JanFebMarAprMayJunJulAugSepOctNovDec
Auto Convert
Enabled
Explore the new era of financial services
Finark is a innovative cryptocurrency platform designed to simplify crypto and investment in crypto assets. Our platform provides modern tools for financial management.
Global Coverage
Crypto Assets
Instant Transfers
Stablecoins
Auto Convert
Stop worrying about crypto volatility
Set a rule once. Finark automatically converts incoming funds to your preferred stablecoin — protecting your money from market swings without any manual effort.
For individuals
Receive like a local
Accept SEPA and international wires from employers or family in EUR, GBP, USD, or CHF.
Ready in 60 seconds
No credit check. Activate and start receiving money right away.
Funds fully protected
Your balance is ring-fenced — always yours, always identifiable.
For businesses
Multi-entity ready
Create unlimited VIBANs for subsidiaries, clients, or revenue streams — each fully isolated.
API-first architecture
Embed VIBANs directly into your product with webhooks, balance feeds, and transaction APIs out of the box
Instant reconciliation
Every VIBAN has its own ledger — no more splitting transactions manually across clients.
How it works
1
Money arrives
Funds land in your VIBAN from any source — bank transfer, crypto, or payment.
Trigger activated2
Your rule is checked
Convert on arrival, above a threshold, or on a schedule — your choice.
< 200ms3
Converted to stablecoin
Best-rate swap executed. Funds settle to your wallet in seconds.
Confirmed on-chainSupported stablecoins
$
USDC
USD Coin
₮
USDT
Tether
€
EURC
Euro Coin
And many more
Transaction Analytics
Every transaction, fully understood
Finark turns raw payment data into actionable intelligence — updated in real time, designed to be understood at a glance.
For individuals
Live spending view.
Every payment appears the moment it clears — categorised, tagged, and searchable.
Instant alerts.
Get notified of unusual charges, duplicates, or activity outside your normal patterns.
Tax-ready exports.
Download clean statements in one click — formatted for your accountant.
For businesses
Real-time monitoring.
Watch every payment across all VIBANs with zero lag from settlement to dashboard.
Anomaly detection.
ML models flag unusual volume spikes, mismatched counterparties, or geographic outliers early.
Compliance reporting.
Generate AML reports and audit trails accepted by regulators — exportable via API or PDF.
< 1s
Latency from payment settlement to your dashboard
99.9%
Analytics pipeline availability — SLA guaranteed
Real-time
Instant notifications for anomalies and unusual activity
our framework
Compliance pillars that protect you
Ensuring the security and reliability of the platform using modern compliance methods
KYC / AML
Full Know Your Customer verification and Anti-Money Laundering screening for every account.
99.8%
Verification rate
AML Monitoring
Continuous transaction monitoring and suspicious activity reporting 24 hours a day.
24/7
Active monitoring
Regulatory Framework
Full compliance with FINTRAC MSB guidelines and applicable global financial standards.
40+
Jurisdictions
Data Protection
Bank-grade encryption and strict data governance for all user information and transactions.
256
Bit encryption
Sanctions Screening
Real-time screening against OFAC, EU, UN, and HM Treasury sanction lists.
<1s
Screening time
Reporting & Audit
Complete audit trails and regulatory reporting capabilities for every transaction.
100%
Audit coverage
legal
Our policies & standards
Finark applies a rigorous KYC process to verify the identity of every user before account activation. We collect and validate government-issued identification, proof of address, and — for businesses — beneficial ownership documentation. Our verification is powered by automated screening tools combined with human review for higher-risk cases, ensuring fast onboarding without compromising on accuracy. Accounts are re-verified periodically and whenever significant changes in activity are detected.
Finark is committed to handling your personal and financial data with the highest standard of care. We comply with GDPR and applicable data protection laws across all jurisdictions we operate in. Your data is encrypted at rest and in transit, never sold to third parties, and only shared with regulated partners where strictly necessary to deliver our services. Users have the right to access, correct, or request deletion of their data at any time through the Finark dashboard or by contacting our privacy team.
Finark screens all users, transactions, and counterparties against international sanctions lists — including those maintained by OFAC, the EU, the UN, and HM Treasury — in real time. Any match triggers an immediate hold and review by our compliance team before funds are released or actions are taken. We maintain a zero-tolerance policy toward facilitating transactions involving sanctioned individuals, entities, or jurisdictions, and update our screening lists continuously as regulatory guidance evolves.
Finark operates a risk-based approach to compliance, assigning a dynamic risk profile to every user and transaction. Factors including transaction volume, geographic origin, counterparty history, and account behaviour are evaluated continuously. Higher-risk profiles are subject to enhanced due diligence, additional documentation requirements, and closer monitoring. Our framework is reviewed and stress-tested regularly against emerging typologies and regulatory expectations to ensure it remains effective and proportionate.
In the event of a security breach, suspected fraud, or compliance incident, Finark activates a structured response protocol immediately. Affected accounts are protected, relevant authorities and regulators are notified within required timeframes, and impacted users are informed as soon as it is safe to do so. Our incident response team operates around the clock, and all incidents are documented, investigated, and reviewed to prevent recurrence. We conduct regular drills and third-party audits to keep our response capabilities sharp.
Our commitment
Compliance is not just a requirement — it's fundamental to how we build trust with users, partners, and regulators.
Contact Our Team24/7 compliance monitoring
Regular third-party audits
Continuous regulatory training
Proactive regulatory engagement
Legal Disclaimer
The services provided on this website are offered by Digital Ark Solutions Limited (hereinafter referred to as Finark), a company incorporated in Canada and registered as a Money Services Business with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC).
Finark is not authorised, licensed, or regulated by the United Kingdom Financial Conduct Authority (FCA), nor by any regulatory authority within the European Economic Area (EEA) or by the Australian Transaction Reports and Analysis Centre (AUSTRAC). The company does not hold any license, passporting rights, or authorisation to provide regulated financial services in the United Kingdom, the EEA or Australia. In addition, Finark is not licensed under the Markets in Crypto-Assets (MiCA) Regulation and, under applicable laws and regulations, no such license is required for the services provided by Finark.
The information and services contained on this website are not directed at, and are not intended for distribution to, or use by, any person located in the United Kingdom, the EEA, Australia or in any other jurisdiction where such distribution or use would be contrary to applicable laws or regulations. Nothing on this website constitutes, or should be construed as, an offer, solicitation, invitation, or recommendation to provide financial services in the United Kingdom, the EEA, Australia or any jurisdiction where such activities would require regulatory authorisation.
Any person who accesses this website from the United Kingdom, the EEA, Australia or any restricted jurisdiction and elects to use the services of Finark does so on their own initiative, at their own risk, and without any solicitation, marketing, or promotion by Finark.
By continuing to access this website, you acknowledge and confirm that:
- you are acting solely on your own initiative, and that no third party is trying to open any accounts with Finark on your behalf;
- you have not been solicited, targeted, or encouraged by Finark to use its services;
- Finark is regulated solely by FINTRAC in Canada and is not authorised, licensed, or regulated in the United Kingdom, the EEA, Australia, or any other jurisdiction outside Canada;
- you may not be entitled to any regulatory protections, compensation schemes, or investor safeguards available under the laws of the United Kingdom, the EEA, Australia, or any other jurisdiction outside Canada.
- you accept full responsibility for complying with all applicable laws and regulations in your jurisdiction.
To the fullest extent permitted by applicable law, Finark disclaims any and all liability arising from or related to access to or use of this website or its services by any person in the United Kingdom, the EEA, Australia or any jurisdiction where such access or use may be unlawful.
Users are solely responsible for ensuring that their access to and use of the services complies with all applicable local laws and regulations. Finark makes no representation or warranty that its services are appropriate for use in any particular jurisdiction.